Budgeting for self payment involves several steps:
1. Research Costs: Contact clinics to get an estimate of costs for the services you need. 2. Savings Plan: Set aside funds regularly in a health savings account (HSA) if available. 3. Payment Plans: Many clinics offer payment plans to spread the cost over time. 4. Negotiation: Don’t hesitate to ask for discounts or negotiate fees, especially if paying in full upfront.
