There are several strategies to manage out-of-pocket costs for gynecological services:
Health Savings Accounts (HSAs): If you have an HDHP, consider opening an HSA. Contributions are tax-deductible, and you can use the funds to pay for eligible medical expenses, including gynecological services. Flexible Spending Accounts (FSAs): An FSA allows you to set aside pre-tax dollars for medical expenses, which can help cover deductible costs. Payment Plans: Many healthcare providers offer payment plans for expensive procedures, allowing you to spread the cost over time.
